Word Search

APY
CHECKS
CREDITUNION
DISCLOSURES
DUFF
FORMS
MEMBER
MONEY
PENALTIES
REGULATIONS
RULES
SERVICES
STUDY
SUBSTITUTE
TIS

Please find each word listed!

Try to find all 15 words on this board.

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Word	X	Y	Direction
APY	10	11	ne
CHECKS	14	13	n
CREDITUNION	13	13	w
DISCLOSURES	11	13	nw
DUFF	10	4	n
FORMS	5	5	e
MEMBER	2	4	s
MONEY	7	5	se
PENALTIES	12	13	nw
REGULATIONS	8	8	nw
RULES	13	13	n
SERVICES	3	3	s
STUDY	9	11	w
SUBSTITUTE	3	3	e
TIS	9	13	se